Moneta is opening soon.
Company
Built for the businesses banks find challenging.
Moneta Worldwide builds financial infrastructure for companies that operate across borders, and for the “complex” businesses that traditional banks de-risk without ever examining them. We’re a financial technology company, not a bank, and we’re precise about the difference.
Two regulated entities, one account
Accounts in your business’s name, local receiving details, FX at a disclosed spread and 2-step approvals a CFO can sign off on.
Moneta Worldwide
What we are
Financial technology company
What we’re not
A bank
Settlement
Regulated partner bank
One account for every move
Hold, receive, pay, convert and approve in EUR, USD, GBP, AUD and AED, with account details in your business’s name, in every currency.
The licensing story
An AFSL and an ADGM entity
Each corridor runs on a real regulated entity with real obligations. That’s what makes account details in your name, fast local payments and clean audits possible.
Licensed in Australia
AFSL
Our Australian Financial Services Licence anchors the platform: local rails, account details in your business’s name, and a regulatory home for the businesses we serve.
UAE · ADGM
Abu Dhabi Global Market
A licensed entity in ADGM sits behind the AED corridor.
Settlement. Client funds settle through a regulated settlement bank, in accounts held in your business’s name, always separate from ours.
License numbers, entity legal names and links to the relevant public registers will be published on this page before accounts open.
Complex businesses
We review businesses other banks decline, against our own criteria
High cross-border volume, multiple jurisdictions, sectors banks drop on sight. We assess the business against our own regulatory and risk criteria, and where it meets them, we build compliant infrastructure around how it actually operates.
Senior humans who understand your flows
Onboarding that reviews your activity and corridors before approval
A named relationship for accounts that need one
Tailored setup
Business review
Complete
Corridors
AU · EU · UAE
Currencies
EUR USD GBP AUD AED
Approval workflow
Two-step, €25k threshold
Relationship manager
Assigned
The numbers we run on
These are the numbers that describe the product itself.
Account, multiple currencies
1
Regulated jurisdictions
2
Payment approvals
2-step
To apply online
~15 min
Your kind of infrastructure? Say hello.
Join the early-access list, or tell us what your business needs and we’ll come back with specifics.